TransferLog Blog
Practical guides for freelancers, landlords, and small businesses tracking, reconciling, and documenting e-Transfer payments.
Give your bookkeeper a reconciled e-Transfer register, bank statements, source documents, and a clear exception list—not a folder of screenshots alone.
Tired of tracking e-Transfers manually?
Connect your inbox and organize supported e-Transfer notifications in one place. Export them when you need to reconcile.
There is no universal business e-Transfer limit. Learn how transaction and cumulative limits work, what to ask your bank, and how to track split payments.
Record Interac e-Transfer receipts, supplier payments, and bank lines in Sage 50 Canada once, then reconcile them without duplicate entries.
Track rent split across roommates or several Interac e-Transfers with one monthly charge, separate payment rows, clear allocations, and bank reconciliation.
When Canadian landlords charge GST/HST on commercial rent, which province sets the rate, and how to reconcile an e-Transfer with the lease and invoice.
Match Canadian e-Transfer payments to FreshBooks invoices, expenses, bank transactions, and statements without creating duplicate entries.
Record and match Canadian Interac e-Transfer receipts, expenses, and account transfers in Wave without duplicating bank-imported transactions.
Export a usable Interac e-Transfer history, restore missing payer details from notifications, remove duplicates, and reconcile the file in Canada.
A Canadian workflow for authorizing, paying, recording, and reconciling a shareholder dividend sent by Interac e-Transfer.
A Canadian workflow for matching Interac e-Transfer bank lines to Xero invoices, bills, transfers, and notification records without duplicates.
A Newfoundland and Labrador landlord workflow for recording an e-Transfer security deposit, receipt, interest, trust handling, return, or claim.
Match or categorize Interac e-Transfers in QuickBooks Online, avoid duplicate imports, handle common exceptions, and reconcile to the bank statement.
If accepted, an e-Transfer works—but New Brunswick still requires a receipt, remittance within 15 days, a certificate, and the provincial claim process.
A P.E.I. landlord workflow for recording an e-Transfer security deposit, receipt, interest-bearing account, inspections, return, or claim.
The CRA can review relevant e-Transfer and bank records during an audit. Learn what to keep, how to reconcile it, and how to answer a records request.
Verify a suspicious Interac e-Transfer email in online banking, recognize fake deposits and payment requests, and respond safely after a click or transfer.
A Nova Scotia landlord workflow for recording an e-Transfer security deposit, trust-account movement, inspections, return, and Form R claims.
A Canadian workflow for applying the invoice amount, tracking the excess as a customer credit, and refunding or reconciling an e-Transfer overpayment.
Usually no. Learn how to record an e-Transfer between a business's own bank accounts, match both sides, separate fees, and avoid duplicate income.
A Canadian workflow for matching Interac e-Transfer Autodeposit receipts to customers, invoices, bank deposits, and bookkeeping records.
A Saskatchewan landlord workflow for recording a security deposit paid by Interac e-Transfer, from instalments and trust handling to return or claim.
Employers can pay tips by e-Transfer where local rules allow. Classify the tips, calculate payroll treatment, document the pool, and reconcile each payout.
When GST/HST applies to customer e-Transfers, when to report it, and how Canadian businesses can match invoices, deposits, and tax records.
Yes. Learn Manitoba's deposit limits, 0.5% interest rate for 2026, receipt requirements, return deadlines, and e-Transfer record workflow.
Send a Request Money notice, keep the invoice open until payment lands, and reconcile requests, deposits, fees, and exceptions without duplicates.
Use an Interac e-Transfer reference number to match or investigate one transfer. Learn where to find it, what it proves, and who can trace the payment.
A completed e-Transfer can help prove payment, but it is not always a complete receipt. Learn which bank, invoice, and status records to keep.
There is no single retail e-Transfer fee. Learn who sets the cost, how Canadian businesses record it, and when the fee may be tax deductible.
Yes—if its bank and account support it. Compare standard and Business e-Transfer features, Request Money, limits, fees, and records to keep.
No. An e-Transfer confirmation supports the payment, but an Ontario rent receipt needs prescribed details. See the rules, template, and workflow.
Keep the invoice, notification, and bank dates. Learn which date applies to income, receivables, GST/HST, and e-Transfer reconciliation.
A Canadian workflow for applying several Interac e-Transfers to one invoice, tracking the balance, GST/HST, exceptions, and bank reconciliation.
Quebec rules for first-month rent, security deposits, e-Transfer proof, receipts, corrections, and residential rent-payment records.
Yes, when Ontario's direct-deposit conditions are met. Follow the account-choice, payday, pay-stub, payroll, remittance, and record rules.
Yes, but the transfer does not establish the loan. Learn how to document its direction, record advances and repayments, and flag Canadian tax issues.
Check an unknown e-Transfer in your bank, match the sender safely, and learn what to do before returning or recording an unexpected payment.
A Canadian workflow for sole proprietors and partnerships to classify owner e-Transfers, keep them out of sales and expenses, and reconcile capital.
Yes, if the landlord accepts it. Follow Alberta's one-month limit, two-banking-day trust deadline, receipt, interest, inspection, and return rules.
Classify a customer deposit before posting it. Learn how to confirm settlement, track the balance, handle GST/HST, and reconcile its final use.
Approve the claim, separate reimbursements from allowances, handle GST/HST support, and match the completed e-Transfer to receipts and the bank.
Rent paid by e-Transfer is still rental income. Learn how Canadian landlords match it to a rent roll, choose the right period, and support Form T776.
The payment method does not decide. Learn when Canadian contractor service payments need T4A, T5018, T4A-NR, or payroll review.
Check e-Transfer history, bank statements, and email to find an old Interac payment. Recover its date, recipient, status, and reference details.
Yes, if the landlord accepts it. Learn the B.C. deposit limits, proof to keep, 2026 interest rate, inspection steps, and 15-day return rule.
A Canadian business workflow for refunding a deposited e-Transfer, verifying the customer, preserving both payments, and handling GST/HST records.
Yes—when they pay for goods or services. Learn which e-Transfers are business income, which are not, when to report them, and what records to keep.
Cancel a pending Interac e-Transfer safely, understand expiry and reclaim steps, and learn what to do when the money was already deposited.
Match the completed e-Transfer to a supplier invoice, record the business-use and GST/HST details, and reconcile the payment without duplicates.
Yes, if the landlord accepts e-Transfer. Record the last month's rent deposit, receipt, annual interest, lawful top-ups, and final application.
A practical Canadian workflow for turning Interac e-Transfer email notifications into an accurate payment register you can reconcile and export.
CRA retention rules and a practical workflow for keeping Interac e-Transfer emails, bank evidence, invoices, receipts, and readable exports.
Build a landlord rent tracker that separates what each unit owes from e-Transfer payment events, then reconcile tenants, periods, receipts, and deposits.
A Canadian freelancer workflow for matching Interac e-Transfer payments to invoices, tracking unpaid balances, and reconciling client income.